Singapore car guides

COE, renewal, PARF, depreciation, car loans and insurance, in plain English.

The Singapore car market explained

COE categories and bidding, renewal, OMV, ARF and PARF, depreciation, loans, insurance and the transfer process, in one place.

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Renewing your COE

What renewing costs, 5 vs 10 years, timing, and what you give up.

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Used car loans

How much you can borrow, for how long, and how to compare loans.

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Car insurance and NCD

Third party vs comprehensive, how NCD works, and what affects the price.

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Last updated: October 2026

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